Education Debunking a few Credit Myths
Saturday, 28 November 2015 05:54

Debunking a few Credit Myths

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A Few Credit Myths Myth #1:You share a credit score with your spouse. Myth #2:Your credit score only counts when you're looking to borrow money. Myth #3Always pay your credit card balance in full and that will give you the best credit. Myth #4:If a judge in a divorce preceding orders a spouse to pay a debt, it's no longer affected by credit. Myth #5:Multiple auto/mortgage loan inquiries will hurt your score for each one. Myth #6:A serious financial crisis like as a foreclosure or bankruptcy permanently hurts your credit score. Myth #7FICO scores are locked in for six months, and that they change every six months. Myth #8Paying off an old collection or charge off will increase your credit score. Myth #9The credit bureaus are government agencies. Myth #10Your salary makes a difference in your credit score These are just a few of the top myths we have to debunk on a routine basis. Contact us if you would like more info on our other top Credit Myths

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Education Debunking a few Credit Myths

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